Thousands of Florida Clients Helped by Our Law Firm
At Cohen & DePaul we are pleased to have helped a great many clients through their chapter 7 bankruptcy. Chapter 7 is a bankruptcy that eliminates debt and gives lower income people a financially clean slate. It is your chance to start over — fresh and debt free.
A chapter 7 bankruptcy will completely eliminate the following types of debts:
- Credit card debt
- Medical bills
- Unsecured loans
A chapter 7 will also wipe out a deficiency judgment which is the amount of money that may still be owed after a home has been sold in a foreclosure or a car has been re-sold after repossession. Our law firm has significant experience stopping foreclosure actions temporarily through chapter 7 bankruptcy. If you are facing both foreclosure and bankruptcy, we would be happy to answer any questions you have about bankruptcy and your mortgage.
Florida Credit Card Debt Attorney
In the past, many individuals or families got into financial trouble because of credit card debt due to the loss of a job or an extended illness. Today, people in Florida have found themselves in financial trouble because of decreasing home prices and mortgages with adjustable rates or balloon payments. No matter how you got into debt, we would like the opportunity to help you get out of debt.
Wipe out credit card debt with a chapter 7 bankruptcy. Contact Tampa attorneys Cohen & DePaul today at 866-968-1924 for a free initial consultation.
Common Chapter 7 Bankruptcy Concerns
There are many questions and misconceptions about bankruptcy. As our client, we will walk you through the entire process. Some common questions are shown below.
- Will I lose my property? In some cases you will, but at other times our attorney will help you keep your home, autos or other property if you can agree to continue to make payments. We'll explain it to you in detail.
- How do I know if I can file for a chapter 7 bankruptcy? There is a formula that is used to determine eligibility. Basically, if your household income is less than the median income in your county, you can usually file for a chapter 7. There are other factors to consider that we'll discuss with you when we meet.
- Can I keep my car? Yes, you can keep your car if you are up to date with the payments. If you owe less on your car than what it is worth (the car has equity) you will need an experienced bankruptcy lawyer to protect your car from repossession.
- Can creditors come after me later? No. A chapter 7 bankruptcy discharges (eliminates) debts and those creditors may not come after you at a later date for those debts.
When Experience Matters — Contact Cohen & DePaul
We provide you with the personal attention and care you deserve and always make sure you understand your rights and options. Although our main law office is in Tampa, we also serve clients from satellite offices in Lakeland and St. Petersburg. For a Tampa chapter 7 bankruptcy lawyer, please call 866-968-1924, or contact our law office to schedule a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
